Best for Branch checking with a direct-deposit waiver
Bank of America Advantage
Bank of America
Bank
- Monthly fee
- $0 to $12Advantage Plus. $0 with a qualifying direct deposit of $250 or more, a $1,500 minimum daily balance, or Preferred Rewards at Preferred Plus or higher. $100 to open. Non-interest bearing. Fee schedule effective Aug 7, 2026.as of Oct 30, 2026 source
- APY
- 0%Advantage Plus is non-interest bearing.as of Oct 30, 2026 source
- Sign-up bonus
- Noneas of Oct 30, 2026 source
- Min. deposit
- $100as of Oct 30, 2026 source
- $0 to $12 monthly fee
- $100 to open
- Non-interest bearing