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Bluevine Business Checking Review

Bluevine Fintech (partner bank)

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Key facts

Bank or fintech
Fintech. It is not a bank; a partner bank provides the banking services.
In the provider's words
Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. as of Oct 30, 2026, source
Partner bank
Coastal Community Bank, Member FDIC as of Oct 30, 2026, source
Deposit insurance
Deposits are FDIC-insured through Coastal Community Bank, Member FDIC, and Bluevine's program banks (pass-through insurance). as of Oct 30, 2026, source
PLACEHOLDER: Not shown until verified on the official page: Monthly fee, APY, Sign-up bonus, Cash deposits, integrations. Our editorial take and pros and cons publish with them.

FDIC insurance protects deposits if an insured bank fails. With a fintech, coverage comes through the partner bank, so check how the provider describes it. See the FDIC's guide to deposit insurance.

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