Best for
Best Business Checking for Cash Deposits
If customers pay you in cash, online-only accounts may need a retail deposit network, and those can charge per deposit. Branch banks usually include some cash deposits each month.
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What we compare for this list
- Where you can deposit cash (branch, ATM, retail network)
- Free cash deposit allowance per statement cycle
- Fee per deposit beyond the allowance
- Branch and ATM coverage near you
Accounts under review
PLACEHOLDER: Picks for this use case publish after the fees and features above are verified on each provider's page. Listed alphabetically for now.
| Account | Type | Who holds your deposits | Links |
|---|---|---|---|
| Axos Bank Business Checking Axos Bank | Bank | Axos Bank as of Oct 30, 2026, source | |
| Bluevine Business Checking Bluevine | Fintech (partner bank) | Coastal Community Bank, Member FDIC as of Oct 30, 2026, source | |
| Chase Business Complete Banking JPMorgan Chase Bank, N.A. | Bank | JPMorgan Chase Bank, N.A. as of Oct 30, 2026, source | |
| Mercury Business Checking Mercury | Fintech (partner bank) | Choice Financial Group and Column N.A., Members FDIC as of Oct 30, 2026, source | |
| Relay Business Checking Relay Financial | Fintech (partner bank) | Thread Bank, N.A., Member FDIC as of Oct 30, 2026, source | |
| Wells Fargo Initiate Business Checking Wells Fargo Bank, N.A. | Bank | Wells Fargo Bank, N.A. as of Oct 30, 2026, source |
Other lists: Freelancers, LLCs, High yield, No monthly fee