Comparison
Best Business Checking Accounts
Banks and fintechs we are reviewing for small businesses, freelancers and LLCs.
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PLACEHOLDER: The ranked order publishes once every fee, APY and bonus below is copied from the provider's page and the order is approved. Until then the list is alphabetical. See our methodology.
| Account | Type | Who holds your deposits | Links |
|---|---|---|---|
| Axos Bank Business Checking Axos Bank | Bank | Axos Bank as of Oct 30, 2026, source | |
| Bluevine Business Checking Bluevine | Fintech (partner bank) | Coastal Community Bank, Member FDIC as of Oct 30, 2026, source | |
| Chase Business Complete Banking JPMorgan Chase Bank, N.A. | Bank | JPMorgan Chase Bank, N.A. as of Oct 30, 2026, source | |
| Mercury Business Checking Mercury | Fintech (partner bank) | Choice Financial Group and Column N.A., Members FDIC as of Oct 30, 2026, source | |
| Relay Business Checking Relay Financial | Fintech (partner bank) | Thread Bank, N.A., Member FDIC as of Oct 30, 2026, source | |
| Wells Fargo Initiate Business Checking Wells Fargo Bank, N.A. | Bank | Wells Fargo Bank, N.A. as of Oct 30, 2026, source |
Personal checking we also track
These are personal accounts, not business accounts. They are useful if you are switching your own checking.
| Account | Type | Who holds your deposits | Links |
|---|---|---|---|
| nbkc Everything Account nbkc bank | Bank | nbkc bank as of Oct 30, 2026, source | |
| SoFi Checking and Savings SoFi Bank, N.A. | Bank | SoFi Bank, N.A. as of Oct 30, 2026, source |