Best for
Best High-Yield Business Checking
Some business checking accounts pay interest on balances. The rate, the balance it applies to, and the conditions to earn it all change, so we only show an APY copied from the bank's own page with its date.
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What we compare for this list
- APY and the balance range it applies to
- Conditions to earn it (activity, minimums)
- How deposit insurance works for larger balances
- Fees that could cancel out the interest
Accounts under review
PLACEHOLDER: Picks for this use case publish after the fees and features above are verified on each provider's page. Listed alphabetically for now.
| Account | Type | Who holds your deposits | Links |
|---|---|---|---|
| Axos Bank Business Checking Axos Bank | Bank | Axos Bank as of Oct 30, 2026, source | |
| Bluevine Business Checking Bluevine | Fintech (partner bank) | Coastal Community Bank, Member FDIC as of Oct 30, 2026, source | |
| Chase Business Complete Banking JPMorgan Chase Bank, N.A. | Bank | JPMorgan Chase Bank, N.A. as of Oct 30, 2026, source | |
| Mercury Business Checking Mercury | Fintech (partner bank) | Choice Financial Group and Column N.A., Members FDIC as of Oct 30, 2026, source | |
| Relay Business Checking Relay Financial | Fintech (partner bank) | Thread Bank, N.A., Member FDIC as of Oct 30, 2026, source | |
| Wells Fargo Initiate Business Checking Wells Fargo Bank, N.A. | Bank | Wells Fargo Bank, N.A. as of Oct 30, 2026, source |
Other lists: Freelancers, LLCs, No monthly fee, Cash deposits