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Business checking review

Mercury Business Checking Review

Mercury Fintech (partner bank)

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Key facts

Bank or fintech
Fintech. It is not a bank; a partner bank provides the banking services.
In the provider's words
Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. as of Oct 30, 2026, source
Partner bank
Choice Financial Group and Column N.A., Members FDIC as of Oct 30, 2026, source
PLACEHOLDER: Not shown until verified on the official page: Monthly fee, APY, Sign-up bonus, Cash deposits, integrations. Our editorial take and pros and cons publish with them.

FDIC insurance protects deposits if an insured bank fails. With a fintech, coverage comes through the partner bank, so check how the provider describes it. See the FDIC's guide to deposit insurance.

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