Business checking review
Relay Business Checking Review
Relay Financial Fintech (partner bank)
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Visit Relay Financial (official site, opens in a new tab)as of Oct 30, 2026, source
Key facts
- Bank or fintech
- Fintech. It is not a bank; a partner bank provides the banking services.
- In the provider's words
Relay is a financial technology company, not a bank. Banking services are provided by Thread Bank, N.A., Member FDIC.
as of Oct 30, 2026, source- Partner bank
- Thread Bank, N.A., Member FDIC as of Oct 30, 2026, source
PLACEHOLDER: Not shown until verified on the official page: Monthly fee, APY, Sign-up bonus, Cash deposits, integrations. Our editorial take and pros and cons publish with them.
FDIC insurance protects deposits if an insured bank fails. With a fintech, coverage comes through the partner bank, so check how the provider describes it. See the FDIC's guide to deposit insurance.